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The Spencer’s Consumer-Driven Health Report is a summary of the week's news items posted in the WHAT'S NEW pages of Spencer’s Consumer-Driven Health Report Online. For questions regarding this email service, contact Customer Service at (800)449-9525.
The U.S. Master Pension Guide reflects the latest regulations, rulings and cases for qualified retirement plans, surveying the different type of plans from which an employer may choose, and describing the procedures for obtaining plan qualification.
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Currently, 44% of employers offer a consumer-driven health plan (CDHP), according to a recent survey conducted by Aon Consulting and the International Society of Certified Employee Benefit Specialists (ISCEBS). The survey, CDH Plans Shift to HSAs, also found that 56% of employers offering a CDHP provide a health savings account (HSA), 35% offer a health reimbursement arrangement (HRA), and 9% offer both. Over the last three years, the gap has widened between HSAs and HRAs: the percentage of employers offering HSAs has risen from 48% to 56%, while the percentage offering HRAs has dropped from 43% to 35%…
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Requirements to publish online health care reform summaries 72 hours before any Senate vote and to require members of Congress to enroll in a public plan are among the first of an expected flurry of amendments to the Patient Protection and Affordable Care Act, an amendment introduced in the Senate on November 18 as a substitute to H.R. 3590 (see News, Nov. 30, 2009, Revenue Provisions In Senate Health Care Reform Would Affect Employer Plans)…
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In addition to the employer-related provisions already described (see News, Nov. 23, 2009, Senate Health Care Reform Bill Includes Minimal Employer Penalties For Not Offering Health Care Coverage), the Patient Protection and Affordable Care Act, an amendment introduced in the Senate on November 18 as a substitute to H.R. 3590, includes a number of revenue provisions that would affect employers and employees in group benefit plans…
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In 2009, employers held medical benefit plan cost growth to an average of 5.5% (for an annual average of $8,945), the lowest rise in a decade, according to the final results of Mercer’s annual National Survey of Employer-Sponsored Health Plans for 2009. Employers plan to keep medical plan cost growth to 6% in 2010, mainly by changing plan design or plan vendors. Without plan changes, employers would experience a 9% cost growth. The Mercer survey includes responses from 2,914 employers with at least ten employees. Nearly two-thirds (65%) of all employers offer health care benefits, but nearly all employers with at least 500 employees do so…
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In Notice 2009-93, the Internal Revenue Service announces that it has launched a pilot program allowing filers of information returns to truncate an individual payee’s nine-digit identifying number on paper payee statements for calendar years 2009 and 2010 if the filers meet the requirements set forth in the notice. Notice 2009-93 applies to paper payee statements in the Form 1098 series, Form 1099 series, and Form 5498 series…
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Following are recent health care questions that were submitted by subscribers and the answers from Spencer editors…
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